Personal Finance Unit

This set includes everything you need to teach financial literacy to middle or high school students.

This is set up with an option of a huge consumer math and personal finance "fun" day in which students rotate through stations, but it also works well as a 1 or 2 week long unit spread throughout normal classroom periods. Please see the preview images for more information about the options.

As they progress through this material, students make college decisions, get paychecks, buy or rent homes and vehicles, purchase insurance, and much more. They develop personal budgets and even do a simplified version of taxes at the end.

The unit includes information cards to display or distribute, a booklet filled with application questions, follow-up worksheets for each lesson, and much more. A financial planning sheet and vocabulary guide are completed a little at a time as the unit progresses. Extensions are also included.

If all "phases" and extensions are completed, this unit covers all TEKS financial standards for both 7th and 8th grade (some content may be challenging for 7th graders who are not yet proficient with percents and exponents). This unit is also perfect for high school students grades 9-12.

Please see the preview images for more details.

Students will learn about:

-budgeting

-mortgages & car loans

-credit

-car insurance

-assets & debts

-income tax & withholdings

-saving for college, emergencies, and retirement

-simple and compound interest

-discounts and rebates

-cost of food, entertainment, etc.

-taxes and tips

-buying versus leasing or renting

-writing checks

-medical insurance

-monthly bills and utilities

-net worth

This book is also available as part of a DISCOUNTED package deal for teaching teens financial literacy here.

Reviews from Other Teachers:

• I love this resource. SO much work put into it. Very creative, colorful, and interactive. My students loved doing this the years I taught a money management elective.
• I used this with a homeschool co-op class made up of 12-16 year olds. It was a fun, but effective, way to teach them personal finance.
• Oh my, the work that you put into this product is amazing!! In working with special education students myself, I'm truly looking forward to starting this unit after the Christmas break!!! This is an outstanding product and I am sure this will go over great with the 8th graders I teach. Thank you sooooo much!!
• This made teaching a class I had never taught before so easy. Thank you for all the work and dedication you put into this resource. It keeps kids engaged and I didn't have to reinvent the wheel. Thank you.
• My students loved using this resource for math class. They were engaged and had no trouble getting started. It didn't take much time to prepare this resource, so it was easy for me to use.
• Grade 8 learners are starting to really think about their futures - including how to make money! This was the perfect unit for them to understand that you can go purchase shoes, but you really need to do something with your money other than spend it.
• My students loved this curriculum and were engaged during instruction. I used this curriculum to teach a financial literacy to my high schoolers in an SDC class. My students' knowledge grew and they learned things they had never been taught. This curriculum was easy to use and easy to teach.
• I use these materials to supplement my Friday class with seniors. They are always looking forward to the next real world lesson. They enjoy learning about the things they will have to manage on their own. Thank you for this resource!
• This is a great hands on resource. My students are enjoying the real life scenarios and being able to interact as a class. It has been a lot of fun.
• My kids are loving this! It made them think more indepth about life choices and the costs involved. I had a "pop" in evaluation by my asst. principal, he came back with the head principal and a photographer the next class period. I would say it went over well with everyone. So much work was put in to this, thank you so much!
• I absolutely loved this! I have used this with my resource room math students and will be utilizing it for a group project for all of my 12th-grade students with IEPs in a transition project. I especially appreciated the pictures being "real" and not clip art cartoons.
• My resource students who are not at their grade level in mathematics. When we began this activity, they were sort of reluctant. However, as we went on, they found the value of this activity. They found the relevance of it to life after high school.